Welcome To The Web Site Of Atlantic City Firemen's Federal Credit Union.

The Atlantic City Firemen's FCU is a not-for-profit financial cooperative that is owned and operated by its members. We provide our members with a long list of convenient, money-saving products and services to make conducting their financial affairs easy and affordable. You can find out more about these products and services, research our current rates and get other important credit union information by browsing through this web site.


Data Merger Starts Tonight (Friday, January 29) at 5:00 PM

It's the last day our office at 910 New Road will be open. Stop by for cake and to share memories with staff before 5:00 PM! 


Your account information will be merged into Jersey Shore Federal Credit Union’s data system starting after close of business on Friday, January 29, through Sunday, January 31, 2016.  Please review YOUR MERGER GUIDE (click on below Guide image) thoroughly to prepare for the data conversion.

During this conversion time, you will be able to access your funds only by using your Atlantic City Firemen's Federal Credit Union checks and debit card.  However, you will not be able to view balances at ATMs.  You will not be able to access your account in any office, including Shared Branching locations, or online.  Please prepare by withdrawing cash prior to close of business on Friday, Janaury 29. Also, have an alternative payment method with your as a precaution if you plan to make purchases.


On Monday, February 1, your accounts will be live with Jersey Shore Federal Credit Union.  You will be able to use all office locations and services.  Visit www.JerseyShoreFCU.org for locations and hours.

Your Atlantic City Firemen's Federal Credit Union debit card will no longer work on Monday, February 1.  You may activate your Jersey Shore Federal Credit Union debit card and select a PIN. 

Kiss Your Loan Payment Goodbye This Winter


Skip your January or February Loan Payment. You can skip the payment for one month on any of the following loans:

  • Auto
  • Personal
  • Boat, RV, and Motorcycle
  • Share Secured
  • Share Certificate Secured
  • Credit Builder

There is a $35 processing fee per loan. Your account must be in good standing and the loan must not be delinquent. Just print and complete the Skip-A-Payment Enrollment Form and bring it to our office within five days of your payment due date.


Merger Timeline

  • October 1, 2015 - Merger Effective
  • October 5 - Expanded Office Hours Begin
  • February 1, 2016 - Data Processing System merge will be complete and you can use all offices.
  • Attention e-Statement Users:  Please print or save your statements to a personal computer since your e-Statement history will NOT be available after close of business on January 29, 2016.


The latest versions of Java has created some issues with the menus on the left side of our web page so here are convenient links to our various web pages.

Note: These links are available at the bottom of every web page.

Saving I Borrowing I Who Can Join I About Us I Holiday Closings I Rates & Fees
The Latest News I Links of Interest I Convenient Services

Home Banking




   CO-OP Shared Branch Locator Apps

For Android               For iPhone

CO-OP ATM Locator Apps      

For Android               For iPhone

Coming to a Branch Near You – With Shared Branching


Personalized service is a major benefit of banking at Atlantic City Firemen’s Federal Credit Union, and you don’t have to sacrifice convenience to get it. Take advantage of Atlantic City Firemen’s Federal Credit Union’s shared branching services through CO-OP Shared Branch and you can access your account at any of 5,100 credit union branches nationwide, often just as if you were visiting one of our own.


Text Box: Look for the CO-OP Shared Branch logo to find shared branches near you.Text Box:      The national CO-OP Shared Branch network links participating credit unions electronically, allowing credit union members to do “branch banking” even when the branch near you doesn’t belong to Atlantic City Firemen’s Federal Credit Union. This is a huge benefit to Atlantic City Firemen’s Federal Credit Union members who travel, whose workplaces don’t coincide with our branch locations, or who simply enjoy the convenience of expanded access.  Wherever you are across the country, chances are good there’s a shared branch near you.


Shared branching is yet another example of credit union membership offering the best of both worlds—individualized attention and nationwide availability.  The cooperative spirit of credit unions allows them to work with each other in ways that competing banks typically do not.  Visit www.co-opsharedbranch.org or download the Shared Branch Locator app for iPhone or Android to find branches nearest you.  You can also look for the “CO-OP Shared Branch” logo on the door of any credit union branch. 


At a CO-OP Shared Branch location you can:

  • Make deposits and withdrawals
  • Make loan payments
  • Receive loan advances
  • Access VISA® or MasterCard® funds

Many shared branches also offer transfers, statement histories, money orders, traveler’s checks and notary services.  Since services vary from one location to another, check with individual branches before your visit for a complete menu of available services.

In order to gain access to these shared branching services, all you need is:

1. Your credit union's name- Atlantic City Firemen's Federal Credit Union

2. Your Account and Suffix Numbers

3. Valid government-issued photo ID

When You Need an ATM, a Bigger Network is Better

Surcharge Free is Even Better


When you need convenient ATM access without paying a surcharge, a bigger network is better.  Atlantic City Firemen’s Federal Credit Union is pleased to belong to the CO-OP ATM network, the largest credit union-owned ATM network in the United States. The CO-OP ATM network operates nearly 30,000 surcharge-free ATMs across the country for the benefit of credit union members.  How convenient is that? 


Anyone who’s had to wander from place to place searching for an in-network ATM knows the value of more locations. CO-OP ATM network locations are found in credit union branches, supermarkets and 7-Eleven® stores, as well as a multitude of freestanding locations.  Simply put, they’re everywhere. And they are always surcharge-free for [your credit union] members.


What’s even better than surcharge-free ATM access?  How about choice?  Suppose you’re standing in front of an ATM that doesn’t belong to the CO-OP ATM network and you really need the funds, regardless of surcharge. Your [your credit union] ATM card also works at ATMs worldwide, because CO-OP Network has links to NYCE, STAR, Cirrus, Pulse and Plus.  You get the best of both worlds: the largest network of fee-free ATMs and expanded choices when fees are not an issue.


The CO-OP ATM network isn’t just bigger; it’s better.  It’s designed strictly for the benefit of its credit union members—no collecting fees in order to turn a profit and no making money at your expense. Because credit unions and the ATM network they support are owned by members, the dividends (convenience, free access) are yours.  It’s the largest surcharge-free credit union ATM network on the planet—and it belongs to you.


To find the surcharge-free CO-OP ATMs in your neighborhood, visit www.co-opnetwork.org.




Great Low Loan Rates!!!!!!!!

Atlantic City Firemen’s FCU

910 New Road

Northfield, NJ 08225-1659

Click here to see all of our rates or call our loan office for more details.

Get these HOT Rates now...........

Important Phone Numbers

Report a Lost or Stolen Debit Card after hours (Call the Credit Union Office during operating hours)  1-888-241-2510

Debit Card Activation  1-800-466-0040

Hotline Audio Response System- 1-800-910-4822


Upcoming Holiday Closings

Audio Response #: 1-800-910-4822

Trouble setting up or accessing Internet Home Banking or Bill Payment:

Please call the Northfield Office at

(609) 272-1000


Important Security Notice

Fraudulent Emails

Members have reported receiving emails from NCUA (National Credit Union Administration), NACHA (Electronic Payments Association) and other official organizations about Credit Card Accounts, Debit Cards, Wire Transfers and ACH Transactions. You will not receive any emails or other communications from these organizations or agencies, they are fraudulent. They do not have access to your account or personal information such as email address or phone number.

If you are unsure about a request you receive

please give us a call at 609-272-1000.

Attention Business Account Members

Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006
The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Dept of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.

As defined in Regulation GG, unlawful Internet gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made”.

As a member of Atlantic City Firemen's Federal Credit Union, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an Internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.

Your savings are insured to at least


Return to NCUA Share Insurance Toolkit


Privacy Policy

Home I Saving I Borrowing I Who Can Join I Where I Holiday Closings I Rates & Fees
The Latest News I Links of Interest I Applications I Home Banking
Convenient Services I Legal Disclaimer

©2010 Atlantic City Firemen’s FCU. All Rights Reserved.